What is Group Life Insurance?
Group life insurance offers affordable term life coverage for employees, with guaranteed issue and the option to add family members or increase coverage—providing peace of mind for your workforce.
Policy Features:
Basic Term Life
Voluntary Life
Dependent Coverage
Portability
Guaranteed Issue
Accidental Death Benefit
FAQ
Who is eligible for group life insurance?
Typically, all full-time employees are eligible, with options to add spouses and dependents to coverage.
What’s guaranteed issue?
Guaranteed issue means employees can enroll up to a set amount without answering health questions or taking a medical exam.
Can coverage be continued after leaving the job?
Many plans offer portability, allowing employees to convert or continue their life insurance after leaving the company.
What is accidental death benefit?
It’s an extra payout if the insured dies in an accident, in addition to the regular life insurance death benefit.